Getting an Australia visa rejection is every Nepalese student’s worst nightmare. Beyond the heartbreak, the immediate question that hits you is: What happens to the lakhs of Rupees I just spent?
​Many consultancies paint a rosy picture, but you need to know the raw truth about your cash. While the big amounts like your tuition deposit are mostly refundable, a significant chunk of your hard-earned money is gone forever. Here is the exact structural breakdown of the financial loss you face from Nepal if your visa gets refused.

Non-Refundable Money After Australia Visa Rejection

If your visa is refused, the Australian Department of Home Affairs will not refund your processing fees. These are considered processing charges and are gone the moment you click submit.

Expense item	Cost in AUD / NPR	Refund Status
Visa Application Charge	AUD 2,000 / NPR 180,000	Non-Refundable
English Languages Test (IELTS OR PTE)	NPR 27,000	Non-Refundable
Medical Exam & Biometrics	NPR 15,000	Non-Refundable
Bank Balance Certificate & Valuation	NPR 5,000-10,000	Non-Refundable
Total Loss	NPR 227,000	Non-Refundable

Note: ​⚠️ Important Note on Bank Loans: If you used an education loan from a bank in Nepal, your financial loss will be higher. The bank’s 0.5% to 1% loan processing fee is completely non-refundable, and interest accumulates daily from the moment your tuition fee is sent to Australia. Because a master’s first-semester deposit is much higher than a Bachelor’s deposit, postgraduate students face a heavier loss in accumulated interest while waiting for their visa decision and the subsequent university refund.

Refundable Costs After Australia Visa Rejection: How to Get your money back

The good news is that you do not lose your massive life savings. The biggest transactions you made can be recovered, but they require a process.

1. University Tuition Fee Deposit

• Status: 95% to 100% Refundable
• The catch: Australian universities will refund your tuition deposit if you show them the official Australia visa rejection letter from ImmiAccount. However, almost all universities deduct a small administrative or processing fee (ranging from AUD 100 to AUD 500) and any bank swift/wire charges.

2.Overseas Student Health cover (OSHC)

• Status 100% Refundable
• The Catch: Since you never landed in Australia to use the health insurance, providers (like Bupa, Medibank, or Allianz) will issue a full refund. You must apply for this manually on their portal using your refusal letter.

Can you Reapply After an Australian Visa Rejection?

Yes, you can reapply, but blindly hitting “re-lodge” will result in a second refusal.

When the department sends a refusal, they attach a formal letter outlining the exact legislative clauses (such as Genuine Student gaps or financial document discrepancies). To save your money on a second attempt, you must completely rewrite your Statement of Purpose (SOP) and address those exact failure points before spending another AUD 2,000.

Frequently Asked questions

Does a Bachelor’s or Master’s visa rejection cost more?

The official government visa fees and medical costs are exactly identical for both degrees. However, because MBA tuition deposits are usually higher than Bachelor’s deposits, and Master’s student risks losing more money in bank interest and currency conversion rates while waiting for their refund.

NON-REFUNDABLE MONEY CALCULATOR